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01. I'm over my credit limit.
我的信用卡透支了。
02. Don't lavish on fashion too much
不要在潮流时尚上大手大脚地挥霍了。
03. You should keep a rational spending habit.
你应当养成一个理性的消费习惯。
04. I usually use my credit card when I don't have enough cash.
当我现金不够时，我通常会刷信用卡。
05. I'm in debt.
我欠债了。
06. My current salary can not make ends meet.
我现在的薪水根本不够花。
07. I have a tight pocket.
我手头有点紧。
08. You'd better change your attitude towards money.
你最好改变一下对金钱的态度。
09. I have to pay off my credit card bill at the end of each month.
我不得不在每个月末偿还信用卡欠款。
10. What is the annual interest rate?
年利息率是多少?
11. I have got an interest-free loan for 6 months.
我获得了一份六个月的无息贷款。
12. My credit limit has been raised.
我的信用额度提高了。
13. I am overdrawn by 1 500 yuan.
我透支了1 500元。
14. Owning a heavily overdrawn account is not a good sign.
拥有一个巨额透支的账户可不是一个好迹象。
15. You should change your over-spending behavior.
你应该改改你那过度消费的行为。
16. He has built up debt from over-spending.
由于过度消费，他已经负债累累。
17. My credit card debt is twice my income.
我信用卡上的负债已经高达我收入的二倍了。
18. I'm getting into a serious financial trouble.
我陷入了严重的财务危机。
19. He focuses on spending today rather than making a budget for tomorrow.
他只顾眼前的消费，从不为将来做预算。
20. They are embracing a "buy now, pay later" lifestyle.
他们崇尚一种"消费在前，还款在后"的生活方式。
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