利率查询
房贷利率(单位:%)
日期 |
6个月内 |
6个月至1年 |
一年至三年 |
三年至五年 |
五年以上 |
2015.10.24 |
4.35 |
4.35 |
4.75 |
4.75 |
4.9 |
2015.8.26 |
4.6 |
4.6 |
5 |
5 |
5.15 |
2015.6.28 |
4.85 |
4.85 |
5.25 |
5.25 |
5.4 |
2015.5.11 |
5.1 |
5.1 |
5.5 |
5.5 |
5.65 |
2015.3.1 |
5.35 |
5.35 |
5.75 |
5.75 |
5.9 |
2014.11.22 |
5.6 |
5.6 |
6 |
6 |
6.15 |
2012.7.6 |
5.6 |
6 |
6.15 |
6.4 |
6.55 |
2012.6.8 |
5.85 |
6.31 |
6.4 |
6.65 |
6.8 |
2011.7.7 |
6.1 |
6.56 |
6.65 |
6.9 |
7.05 |
2011.4.6 |
5.85 |
6.31 |
6.4 |
6.65 |
6.8 |
2011.2.9 |
5.6 |
6.06 |
6.1 |
6.45 |
6.6 |
2010.12.26 |
5.35 |
5.81 |
5.85 |
6.22 |
6.4 |
2010.10.20 |
5.1 |
5.56 |
5.6 |
5.96 |
6.14 |
2008.12.23 |
4.86 |
5.31 |
5.4 |
5.76 |
5.94 |
2008.11.27 |
5.04 |
5.58 |
5.67 |
5.94 |
6.12 |
2008.10.30 |
6.03 |
6.66 |
6.75 |
7.02 |
7.2 |
2008.10.27 |
6.12 |
6.93 |
7.02 |
7.29 |
7.47 |
2008.10.9 |
6.12 |
6.93 |
7.02 |
7.29 |
7.47 |
2008.9.16 |
6.21 |
7.2 |
7.29 |
7.56 |
7.74 |
2007.12.21 |
6.57 |
7.47 |
7.56 |
7.74 |
7.83 |
2007.9.15 |
6.48 |
7.29 |
7.47 |
7.65 |
7.83 |
2007.8.22 |
6.21 |
7.02 |
7.2 |
7.38 |
7.56 |
2007.7.21 |
6.03 |
6.84 |
7.02 |
7.2 |
7.38 |
2007.5.19 |
5.85 |
6.57 |
6.75 |
6.93 |
7.2 |
2007.3.18 |
5.67 |
6.39 |
6.57 |
6.75 |
7.11 |
2006.8.19 |
5.58 |
6.12 |
6.3 |
6.48 |
6.84 |
2006.4.28 |
5.4 |
5.85 |
6.03 |
6.12 |
6.39 |
2005.3.17 |
5.22 |
5.58 |
5.76 |
5.85 |
6.12 |
2004.10.29 |
5.22 |
5.58 |
5.76 |
5.85 |
6.12 |
2002.2.21 |
5.04 |
5.31 |
5.49 |
5.58 |
5.76 |
1999.6.10 |
5.58 |
5.85 |
5.94 |
6.03 |
6.21 |
1998.12.7 |
6.12 |
6.39 |
6.66 |
7.2 |
7.56 |
1998.7.1 |
6.57 |
6.93 |
7.11 |
7.65 |
8.01 |
1998.3.25 |
7.02 |
7.92 |
9 |
9.72 |
10.35 |
1997.10.23 |
7.65 |
8.64 |
9.36 |
9.9 |
10.53 |
1996.8.23 |
9.18 |
10.08 |
10.98 |
11.7 |
12.42 |
1996.5.1 |
9.72 |
10.98 |
13.14 |
14.94 |
15.12 |
1995.7.1 |
10.08 |
12.06 |
13.5 |
15.12 |
15.3 |
1993.7.11 |
9 |
10.98 |
12.24 |
13.86 |
14.04 |
1993.5.15 |
8.82 |
9.36 |
10.8 |
12.06 |
12.24 |
1991.4.21 |
8.1 |
8.64 |
9 |
9.54 |
9.72 |
1991.3.21 |
9 |
10.08 |
10.8 |
11.52 |
11.88 |
1990.8.21 |
8.64 |
9.36 |
10.08 |
10.8 |
11.16 |
1989.2.1 |
11.34 |
11.34 |
12.78 |
14.4 |
19.26 |
注:本表利率是贷款基准利率。房贷利率还与借款人资质有关,实际执行利率以银行要求为准。
住房公积金贷款利率(单位:%)
日期 |
五年以下 |
五年以上 |
2015.10.24 |
2.75 |
3.25 |
2015.8.26 |
2.75 |
3.25 |
2015.6.28 |
3 |
3.5 |
2015.5.11 |
3.25 |
3.75 |
2015.3.1 |
3.5 |
4 |
2014.11.22 |
3.75 |
4.25 |
2012.7.6 |
4 |
4.5 |
2012.6.8 |
4.2 |
4.7 |
2011.7.7 |
4.45 |
4.9 |
2011.4.6 |
4.2 |
4.7 |
2011.2.9 |
4 |
4.5 |
2010.12.26 |
3.75 |
4.3 |
2010.10.20 |
3.5 |
4.05 |
2008.12.23 |
3.33 |
3.87 |
2008.11.27 |
3.51 |
4.05 |
2008.10.30 |
4.05 |
4.59 |
2008.10.27 |
4.05 |
4.59 |
2008.10.9 |
4.32 |
4.86 |
2008.9.16 |
4.59 |
5.13 |
2007.12.21 |
4.77 |
5.22 |
2007.9.15 |
4.77 |
5.22 |
2007.8.22 |
4.59 |
5.04 |
2007.7.21 |
4.5 |
4.95 |
2007.5.19 |
4.41 |
4.86 |
2007.3.18 |
4.32 |
4.77 |
2006.8.19 |
4.14 |
4.59 |
2006.4.28 |
4.14 |
4.59 |
2005.3.17 |
3.96 |
4.41 |
2004.10.29 |
3.78 |
4.23 |
2002.2.21 |
3.6 |
4.05 |
1999.6.10 |
4.14 |
4.59 |
车贷利率(单位:%)
日期 |
一年至三年 |
上浮10% |
上浮20% |
上浮30% |
上浮40% |
2015.10.24 |
4.75 |
5.225 |
5.7 |
6.175 |
6.65 |
2015.8.26 |
5 |
5.5 |
6 |
6.5 |
7 |
2015.6.28 |
5.25 |
5.775 |
6.3 |
6.825 |
7.35 |
2015.5.11 |
5.5 |
6.05 |
6.6 |
7.15 |
7.7 |
2015.3.1 |
5.75 |
6.325 |
6.9 |
7.475 |
8.05 |
2014.11.22 |
6 |
6.6 |
7.2 |
7.8 |
8.4 |
2012.7.6 |
6.15 |
6.765 |
7.38 |
7.995 |
8.61 |
2012.6.8 |
6.4 |
7.04 |
7.68 |
8.32 |
8.96 |
2011.7.7 |
6.65 |
7.315 |
7.98 |
8.645 |
9.31 |
2011.4.6 |
6.4 |
7.04 |
7.68 |
8.32 |
8.96 |
2011.2.9 |
6.1 |
6.71 |
7.32 |
7.93 |
8.54 |
2010.12.26 |
5.85 |
6.435 |
7.02 |
7.605 |
8.19 |
2010.10.20 |
5.6 |
6.16 |
6.72 |
7.28 |
7.84 |
2008.12.23 |
5.4 |
5.94 |
6.48 |
7.02 |
7.56 |
2008.11.27 |
5.67 |
6.237 |
6.804 |
7.371 |
7.938 |
2008.10.30 |
6.75 |
7.425 |
8.1 |
8.775 |
9.45 |
2008.10.27 |
7.02 |
7.722 |
8.424 |
9.126 |
9.828 |
2008.10.9 |
7.02 |
7.722 |
8.424 |
9.126 |
9.828 |
2008.9.16 |
7.29 |
8.019 |
8.748 |
9.477 |
10.206 |
2007.12.21 |
7.56 |
8.316 |
9.072 |
9.828 |
10.584 |
2007.9.15 |
7.47 |
8.217 |
8.964 |
9.711 |
10.458 |
2007.8.22 |
7.2 |
7.92 |
8.64 |
9.36 |
10.08 |
2007.7.21 |
7.02 |
7.722 |
8.424 |
9.126 |
9.828 |
2007.5.19 |
6.75 |
7.425 |
8.1 |
8.775 |
9.45 |
2007.3.18 |
6.57 |
7.227 |
7.884 |
8.541 |
9.198 |
2006.8.19 |
6.3 |
6.93 |
7.56 |
8.19 |
8.82 |
2006.4.28 |
6.03 |
6.633 |
7.236 |
7.839 |
8.442 |
2005.3.17 |
5.76 |
6.336 |
6.912 |
7.488 |
8.064 |
2004.10.29 |
5.76 |
6.336 |
6.912 |
7.488 |
8.064 |
2002.2.21 |
5.49 |
6.039 |
6.588 |
7.137 |
7.686 |
1999.6.10 |
5.94 |
6.534 |
7.128 |
7.722 |
8.316 |
1998.12.7 |
6.66 |
7.326 |
7.992 |
8.658 |
9.324 |
1998.7.1 |
7.11 |
7.821 |
8.532 |
9.243 |
9.954 |
1998.3.25 |
9 |
9.9 |
10.8 |
11.7 |
12.6 |
1997.10.23 |
9.36 |
10.296 |
11.232 |
12.168 |
13.104 |
1996.8.23 |
10.98 |
12.078 |
13.176 |
14.274 |
15.372 |
1996.5.1 |
13.14 |
14.454 |
15.768 |
17.082 |
18.396 |
1995.1.1 |
12.96 |
14.256 |
15.552 |
16.848 |
18.144 |
1993.7.11 |
12.24 |
13.464 |
14.688 |
15.912 |
17.136 |
1993.5.15 |
10.8 |
11.88 |
12.96 |
14.04 |
15.12 |
1991.4.21 |
9 |
9.9 |
10.8 |
11.7 |
12.6 |
1991.3.21 |
10.8 |
11.88 |
12.96 |
14.04 |
15.12 |
1990.8.21 |
10.08 |
11.088 |
12.096 |
13.104 |
14.112 |
1989.2.1 |
12.78 |
14.058 |
15.336 |
16.614 |
17.892 |
注:汽车消费贷款多执行基准利率上浮,不同银行、不同借款人的贷款利率不同。
二套房贷利率(单位:%)
日期 |
五年以上 |
上浮10% |
上浮20% |
上浮30% |
2015.10.24 |
4.9 |
5.39 |
5.88 |
6.37 |
2015.8.26 |
5.15 |
5.665 |
6.18 |
6.695 |
2015.6.28 |
5.4 |
5.94 |
6.48 |
7.02 |
2015.5.11 |
5.65 |
6.215 |
6.78 |
7.345 |
2015.3.1 |
5.9 |
6.49 |
7.08 |
7.67 |
2014.11.22 |
6.15 |
6.765 |
7.38 |
7.995 |
2012.7.6 |
6.55 |
7.205 |
7.86 |
8.515 |
2012.6.8 |
6.8 |
7.48 |
8.16 |
8.84 |
2011.7.7 |
7.05 |
7.755 |
8.46 |
9.165 |
2011.4.6 |
6.8 |
7.48 |
8.16 |
8.84 |
2011.2.9 |
6.6 |
7.26 |
7.92 |
8.58 |
2010.12.26 |
6.4 |
7.04 |
7.68 |
8.32 |
2010.10.20 |
6.14 |
6.754 |
7.368 |
7.982 |
2008.12.23 |
5.94 |
6.534 |
7.128 |
7.722 |
2008.11.27 |
6.12 |
6.732 |
7.344 |
7.956 |
2008.10.30 |
7.2 |
7.92 |
8.64 |
9.36 |
2008.10.27 |
7.47 |
8.217 |
8.964 |
9.711 |
2008.10.9 |
7.47 |
8.217 |
8.964 |
9.711 |
2008.9.16 |
7.74 |
8.514 |
9.288 |
10.062 |
2007.12.21 |
7.83 |
8.613 |
9.396 |
10.179 |
2007.9.15 |
7.83 |
8.613 |
9.396 |
10.179 |
2007.8.22 |
7.56 |
8.316 |
9.072 |
9.828 |
2007.7.21 |
7.38 |
8.118 |
8.856 |
9.594 |
2007.5.19 |
7.2 |
7.92 |
8.64 |
9.36 |
2007.3.18 |
7.11 |
7.821 |
8.532 |
9.243 |
2006.8.19 |
6.84 |
7.524 |
8.208 |
8.892 |
2006.4.28 |
6.39 |
7.029 |
7.668 |
8.307 |
2005.3.17 |
6.12 |
6.732 |
7.344 |
7.956 |
2004.10.29 |
6.12 |
6.732 |
7.344 |
7.956 |
2002.2.21 |
5.76 |
6.336 |
6.912 |
7.488 |
1999.6.10 |
6.21 |
6.831 |
7.452 |
8.073 |
1998.12.7 |
7.56 |
8.316 |
9.072 |
9.828 |
1998.7.1 |
8.01 |
8.811 |
9.612 |
10.413 |
1998.3.25 |
10.35 |
11.385 |
12.42 |
13.455 |
1997.10.23 |
10.53 |
11.583 |
12.636 |
13.689 |
1996.8.23 |
12.42 |
13.662 |
14.904 |
16.146 |
1996.5.1 |
15.12 |
16.632 |
18.144 |
19.656 |
1995.7.1 |
15.3 |
16.83 |
18.36 |
19.89 |
1995.1.1 |
14.76 |
16.236 |
17.712 |
19.188 |
1993.7.11 |
14.04 |
15.444 |
16.848 |
18.252 |
1993.5.15 |
12.24 |
13.464 |
14.688 |
15.912 |
1991.4.21 |
9.72 |
10.692 |
11.664 |
12.636 |
1991.3.21 |
11.88 |
13.068 |
14.256 |
15.444 |
1990.8.21 |
11.16 |
12.276 |
13.392 |
14.508 |
1989.2.1 |
19.26 |
21.186 |
23.112 |
25.038 |
备注:按最新房贷政策,当前已有1套住房,且房贷未结清的,再次贷款购买"二套"房,利率最低上浮10%。房贷利率还与借款人资质等有关,实际执行利率以银行要求为准。
贷款基准利率(单位:%)
日期 |
6个月内 |
6个月至1年 |
一年至三年 |
三年至五年 |
五年以上 |
2015.10.24 |
4.35 |
4.35 |
4.75 |
4.75 |
4.9 |
2015.8.26 |
4.6 |
4.6 |
5 |
5 |
5.15 |
2015.6.28 |
4.85 |
4.85 |
5.25 |
5.25 |
5.4 |
2015.5.11 |
5.1 |
5.1 |
5.5 |
5.5 |
5.65 |
2015.3.1 |
5.35 |
5.35 |
5.75 |
5.75 |
5.9 |
2014.11.22 |
5.6 |
5.6 |
6 |
6 |
6.15 |
2012.7.6 |
5.6 |
6 |
6.15 |
6.4 |
6.55 |
2012.6.8 |
5.85 |
6.31 |
6.4 |
6.65 |
6.8 |
2011.7.7 |
6.1 |
6.56 |
6.65 |
6.9 |
7.05 |
2011.4.6 |
5.85 |
6.31 |
6.4 |
6.65 |
6.8 |
2011.2.9 |
5.6 |
6.06 |
6.1 |
6.45 |
6.6 |
2010.12.26 |
5.35 |
5.81 |
5.85 |
6.22 |
6.4 |
2010.10.20 |
5.1 |
5.56 |
5.6 |
5.96 |
6.14 |
2008.12.23 |
4.86 |
5.31 |
5.4 |
5.76 |
5.94 |
2008.11.27 |
5.04 |
5.58 |
5.67 |
5.94 |
6.12 |
2008.10.30 |
6.03 |
6.66 |
6.75 |
7.02 |
7.2 |
2008.10.27 |
6.12 |
6.93 |
7.02 |
7.29 |
7.47 |
2008.10.9 |
6.12 |
6.93 |
7.02 |
7.29 |
7.47 |
2008.9.16 |
6.21 |
7.2 |
7.29 |
7.56 |
7.74 |
2007.12.21 |
6.57 |
7.47 |
7.56 |
7.74 |
7.83 |
2007.9.15 |
6.48 |
7.29 |
7.47 |
7.65 |
7.83 |
2007.8.22 |
6.21 |
7.02 |
7.2 |
7.38 |
7.56 |
2007.7.21 |
6.03 |
6.84 |
7.02 |
7.2 |
7.38 |
2007.5.19 |
5.85 |
6.57 |
6.75 |
6.93 |
7.2 |
2007.3.18 |
5.67 |
6.39 |
6.57 |
6.75 |
7.11 |
2006.8.19 |
5.58 |
6.12 |
6.3 |
6.48 |
6.84 |
2006.4.28 |
5.4 |
5.85 |
6.03 |
6.12 |
6.39 |
2005.3.17 |
5.22 |
5.58 |
5.76 |
5.85 |
6.12 |
2004.10.29 |
5.22 |
5.58 |
5.76 |
5.85 |
6.12 |
2002.2.21 |
5.04 |
5.31 |
5.49 |
5.58 |
5.76 |
1999.6.10 |
5.58 |
5.85 |
5.94 |
6.03 |
6.21 |
1998.12.7 |
6.12 |
6.39 |
6.66 |
7.2 |
7.56 |
1998.7.1 |
6.57 |
6.93 |
7.11 |
7.65 |
8.01 |
1998.3.25 |
7.02 |
7.92 |
9 |
9.72 |
10.35 |
1997.10.23 |
7.65 |
8.64 |
9.36 |
9.9 |
10.53 |
1996.8.23 |
9.18 |
10.08 |
10.98 |
11.7 |
12.42 |
1996.5.1 |
9.72 |
10.98 |
13.14 |
14.94 |
15.12 |
1995.7.1 |
10.08 |
12.06 |
13.5 |
15.12 |
15.3 |
1995.1.1 |
9 |
10.98 |
12.96 |
14.58 |
14.76 |
1993.7.11 |
9 |
10.98 |
12.24 |
13.86 |
14.04 |
1993.5.15 |
8.82 |
9.36 |
10.8 |
12.06 |
12.24 |
1991.4.21 |
8.1 |
8.64 |
9 |
9.54 |
9.72 |
1991.3.21 |
9 |
10.08 |
10.8 |
11.52 |
11.88 |
1990.8.21 |
8.64 |
9.36 |
10.08 |
10.8 |
11.16 |
1989.2.1 |
11.34 |
11.34 |
12.78 |
14.4 |
19.26 |
二套房公积金贷款利率(单位:%)
日期 |
五年以下 |
1.1倍基准利率 |
五年以上 |
1.1倍基准利率 |
2015.10.24 |
2.75 |
3.025 |
3.25 |
3.575 |
2015.8.26 |
2.75 |
3.025 |
3.25 |
3.575 |
2015.6.28 |
3 |
3.3 |
3.5 |
3.85 |
2015.5.11 |
3.25 |
3.575 |
3.75 |
4.125 |
2015.3.1 |
3.5 |
3.85 |
4 |
4.4 |
2014.11.22 |
3.75 |
4.125 |
4.25 |
4.675 |
2012.7.6 |
4 |
4.4 |
4.5 |
4.95 |
2012.6.8 |
4.2 |
4.62 |
4.7 |
5.17 |
2011.7.7 |
4.45 |
4.895 |
4.9 |
5.39 |
2011.4.6 |
4.2 |
4.62 |
4.7 |
5.17 |
2011.2.9 |
4 |
4.4 |
4.5 |
4.95 |
2010.12.26 |
3.75 |
4.125 |
4.3 |
4.73 |
2010.10.20 |
3.5 |
3.85 |
4.05 |
4.455 |
2008.12.23 |
3.33 |
3.663 |
3.87 |
4.257 |
2008.11.27 |
3.51 |
3.861 |
4.05 |
4.455 |
2008.10.30 |
4.05 |
4.455 |
4.59 |
5.049 |
2008.10.27 |
4.05 |
4.455 |
4.59 |
5.049 |
2008.10.9 |
4.32 |
4.752 |
4.86 |
5.346 |
2008.9.16 |
4.59 |
5.049 |
5.13 |
5.643 |
2007.12.21 |
4.77 |
5.247 |
5.22 |
5.742 |
2007.9.15 |
4.77 |
5.247 |
5.22 |
5.742 |
2007.8.22 |
4.59 |
5.049 |
5.04 |
5.544 |
2007.7.21 |
4.5 |
4.95 |
4.95 |
5.445 |
2007.5.19 |
4.41 |
4.851 |
4.86 |
5.346 |
2007.3.18 |
4.32 |
4.752 |
4.77 |
5.247 |
2006.8.19 |
4.14 |
4.554 |
4.59 |
5.049 |
2006.4.28 |
4.14 |
4.554 |
4.59 |
5.049 |
2005.3.17 |
3.96 |
4.356 |
4.41 |
4.851 |
2004.10.29 |
3.78 |
4.158 |
4.23 |
4.653 |
2002.2.21 |
3.6 |
3.96 |
4.05 |
4.455 |
1999.6.10 |
4.14 |
4.554 |
4.59 |
5.049 |
注:目前公积金首套房贷款执行基准利率,二套房贷款多执行1.1倍基准利率,上调幅度与借款人资质等因素有关。